Is Destiny Finco (P) Ltd registered with RBI?

Destiny Finco (P) Ltd appears on the RBI NBFC-BL list as on June 30, 2024. Status can change—confirm on rbi.org.in before transacting.

Can this NBFC accept public deposits?

RBI extract shows public deposit CoR: No. Deposits remain subject to RBI limits even when permitted.

Does esi.in recommend this NBFC?

No. esi.in publishes educational directory information only—not credit ratings, loan offers, or investment advice.

Destiny Finco (P) Ltd — RBI NBFC-BL NBFC (MFI)

About this NBFC

Destiny Finco (P) Ltd is profiled on esi.in Finance to help Indian learners and households understand RBI-regulated lenders before they borrow or invest. We combine public registration fields with plain-language context—not a loan solicitation.

Microfinance institutions (MFIs) focus on small-ticket loans to low-income households and self-help groups under dedicated RBI regulations.

Compare products using our microfinance guides and free calculators before you sign any agreement.

Registration snapshot (June 30, 2024)

Legal name

Destiny Finco (P) Ltd

Layer

Base Layer NBFCs (NBFC-BL)

NBFC-BL

Classification

MFI

microfinance

RBI regional office

Kolkata

CIN

U65999WB1992PTC055156

Public deposits CoR

No

Registered address

10/9 Chinar Park 1St Floor North 24 Parganas West Bengal 700157

Email (public list)

DESTINY.FINCO@GMAIL.COM

What borrowers and investors should check

Live RBI status: Names and layers change—download the current master list on rbi.org.in.
Total cost of credit: Compare APR, processing fee, and foreclosure charges across banks and NBFCs.
Grievance channel: Note the NBFC's nodal officer before you disburse funds.
Credit bureau impact: EMIs usually report to CIBIL/Experian; defaults affect future loans.

Related on ESI Finance

Finance hub Microfinance Product guide Kolkata list EMI calculator Loan eligibility estimator Prepayment calculator

FAQs

Is Destiny Finco (P) Ltd registered with RBI?: Destiny Finco (P) Ltd appears on the RBI NBFC-BL list as on June 30, 2024. Status can change—confirm on rbi.org.in before transacting.
What type of NBFC is Destiny Finco (P) Ltd?: RBI classifies it as MFI (microfinance). Microfinance institutions (MFIs) focus on small-ticket loans to low-income households and self-help groups under dedicated RBI regulations.
Can this NBFC accept public deposits?: RBI extract shows public deposit CoR: No. Deposits remain subject to RBI limits even when permitted.
Does esi.in recommend this NBFC?: No. esi.in publishes educational directory information only—not credit ratings, loan offers, or investment advice.

Disclaimer: RBI list as on June 30, 2024. esi.in (Elevate. Scale. Inspire.) is not affiliated with RBI or Destiny Finco (P) Ltd. Verify registration before financial decisions. Not financial advice.