Is Phonepe Technology Services Private Limited registered with RBI?

Phonepe Technology Services Private Limited appears on the RBI NBFC-BL list as on June 30, 2024. Status can change—confirm on rbi.org.in before transacting.

Can this NBFC accept public deposits?

RBI extract shows public deposit CoR: No. Deposits remain subject to RBI limits even when permitted.

Does esi.in recommend this NBFC?

No. esi.in publishes educational directory information only—not credit ratings, loan offers, or investment advice.

Phonepe Technology Services Private Limited — RBI NBFC-BL NBFC (AA)

About this NBFC

Phonepe Technology Services Private Limited is profiled on esi.in Finance to help Indian learners and households understand RBI-regulated lenders before they borrow or invest. We combine public registration fields with plain-language context—not a loan solicitation.

Account Aggregator (AA) NBFCs share financial data with consent—they support underwriting and dashboards rather than retail lending directly.

Compare products using our account aggregation guides and free calculators before you sign any agreement.

Registration snapshot (June 30, 2024)

Legal name

Phonepe Technology Services Private Limited

Layer

Base Layer NBFCs (NBFC-BL)

NBFC-BL

Classification

AA

account aggregation

RBI regional office

Bengaluru

CIN

U65999KA2019PTC174321

Public deposits CoR

No

Registered address

Office-2, Floor 4,5,6,7, Wing A, Block A Salarpuria softzone, Service Road, Green Glen Layout, Bellandur, Bellandur, Bangalore, Bangalore South, Karnataka, India, 560103

Email (public list)

vikram.jain@phonepe.com; sachin.saurabh@phonepe.com; atreyee.maitra@phonepe.com; corp.sec@phonepe.com;

What borrowers and investors should check

Live RBI status: Names and layers change—download the current master list on rbi.org.in.
Total cost of credit: Compare APR, processing fee, and foreclosure charges across banks and NBFCs.
Grievance channel: Note the NBFC's nodal officer before you disburse funds.
Credit bureau impact: EMIs usually report to CIBIL/Experian; defaults affect future loans.

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FAQs

Is Phonepe Technology Services Private Limited registered with RBI?: Phonepe Technology Services Private Limited appears on the RBI NBFC-BL list as on June 30, 2024. Status can change—confirm on rbi.org.in before transacting.
What type of NBFC is Phonepe Technology Services Private Limited?: RBI classifies it as AA (account aggregation). Account Aggregator (AA) NBFCs share financial data with consent—they support underwriting and dashboards rather than retail lending directly.
Can this NBFC accept public deposits?: RBI extract shows public deposit CoR: No. Deposits remain subject to RBI limits even when permitted.
Does esi.in recommend this NBFC?: No. esi.in publishes educational directory information only—not credit ratings, loan offers, or investment advice.

Disclaimer: RBI list as on June 30, 2024. esi.in (Elevate. Scale. Inspire.) is not affiliated with RBI or Phonepe Technology Services Private Limited. Verify registration before financial decisions. Not financial advice.