Can this NBFC accept public deposits?

RBI extract shows public deposit CoR: No. Deposits remain subject to RBI limits even when permitted.

Does esi.in recommend this NBFC?

No. esi.in publishes educational directory information only—not credit ratings, loan offers, or investment advice.

Protean Account Aggregator Limited (Formerly known as NSDL e-Governance Account Aggregator Limited) — RBI NBFC-BL NBFC (AA)

About this NBFC

Protean Account Aggregator Limited (Formerly known as NSDL e-Governance Account Aggregator Limited) is profiled on esi.in Finance to help Indian learners and households understand RBI-regulated lenders before they borrow or invest. We combine public registration fields with plain-language context—not a loan solicitation.

Account Aggregator (AA) NBFCs share financial data with consent—they support underwriting and dashboards rather than retail lending directly.

Compare products using our account aggregation guides and free calculators before you sign any agreement.

Registration snapshot (June 30, 2024)

Legal name

Protean Account Aggregator Limited (Formerly known as NSDL e-Governance Account Aggregator Limited)

Layer

Base Layer NBFCs (NBFC-BL)

NBFC-BL

Classification

AA

account aggregation

RBI regional office

Mumbai

CIN

U67200MH2020PLC349258

Public deposits CoR

No

Registered address

Times Tower, 1st Floor, Kamala Mills Compound, Senapati Bapat Marg, Lower Parel Mumbai MH 400013

Email (public list)

CS.NSDLAAcompany@nsdl.co.in

What borrowers and investors should check

Live RBI status: Names and layers change—download the current master list on rbi.org.in.
Total cost of credit: Compare APR, processing fee, and foreclosure charges across banks and NBFCs.
Grievance channel: Note the NBFC's nodal officer before you disburse funds.
Credit bureau impact: EMIs usually report to CIBIL/Experian; defaults affect future loans.

Related on ESI Finance

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FAQs

Is Protean Account Aggregator Limited (Formerly known as NSDL e-Governance Account Aggregator Limited) registered with RBI?: Protean Account Aggregator Limited (Formerly known as NSDL e-Governance Account Aggregator Limited) appears on the RBI NBFC-BL list as on June 30, 2024. Status can change—confirm on rbi.org.in before transacting.
What type of NBFC is Protean Account Aggregator Limited (Formerly known as NSDL e-Governance Account Aggregator Limited)?: RBI classifies it as AA (account aggregation). Account Aggregator (AA) NBFCs share financial data with consent—they support underwriting and dashboards rather than retail lending directly.
Can this NBFC accept public deposits?: RBI extract shows public deposit CoR: No. Deposits remain subject to RBI limits even when permitted.
Does esi.in recommend this NBFC?: No. esi.in publishes educational directory information only—not credit ratings, loan offers, or investment advice.

Disclaimer: RBI list as on June 30, 2024. esi.in (Elevate. Scale. Inspire.) is not affiliated with RBI or Protean Account Aggregator Limited (Formerly known as NSDL e-Governance Account Aggregator Limited). Verify registration before financial decisions. Not financial advice.