Is Sanghamithra Rural Financial services registered with RBI?

Sanghamithra Rural Financial services appears on the RBI NBFC-BL list as on June 30, 2024. Status can change—confirm on rbi.org.in before transacting.

Can this NBFC accept public deposits?

RBI extract shows public deposit CoR: No. Deposits remain subject to RBI limits even when permitted.

Does esi.in recommend this NBFC?

No. esi.in publishes educational directory information only—not credit ratings, loan offers, or investment advice.

Sanghamithra Rural Financial services — RBI NBFC-BL NBFC (MFI)

About this NBFC

Sanghamithra Rural Financial services is profiled on esi.in Finance to help Indian learners and households understand RBI-regulated lenders before they borrow or invest. We combine public registration fields with plain-language context—not a loan solicitation.

Microfinance institutions (MFIs) focus on small-ticket loans to low-income households and self-help groups under dedicated RBI regulations.

Compare products using our microfinance guides and free calculators before you sign any agreement.

Registration snapshot (June 30, 2024)

Legal name

Sanghamithra Rural Financial services

Layer

Base Layer NBFCs (NBFC-BL)

NBFC-BL

Classification

MFI

microfinance

RBI regional office

Bengaluru

CIN

U85110KA1995NPL017199

Public deposits CoR

No

Registered address

No.612M1C Main Road, Domlur Layout, Bangalore Karnataka 560071

Email (public list)

sunil.jadli@sanghamithra.org;cfo@sanghamithra.org

What borrowers and investors should check

Live RBI status: Names and layers change—download the current master list on rbi.org.in.
Total cost of credit: Compare APR, processing fee, and foreclosure charges across banks and NBFCs.
Grievance channel: Note the NBFC's nodal officer before you disburse funds.
Credit bureau impact: EMIs usually report to CIBIL/Experian; defaults affect future loans.

Related on ESI Finance

Finance hub Microfinance Product guide Bengaluru list EMI calculator Loan eligibility estimator Prepayment calculator

FAQs

Is Sanghamithra Rural Financial services registered with RBI?: Sanghamithra Rural Financial services appears on the RBI NBFC-BL list as on June 30, 2024. Status can change—confirm on rbi.org.in before transacting.
What type of NBFC is Sanghamithra Rural Financial services?: RBI classifies it as MFI (microfinance). Microfinance institutions (MFIs) focus on small-ticket loans to low-income households and self-help groups under dedicated RBI regulations.
Can this NBFC accept public deposits?: RBI extract shows public deposit CoR: No. Deposits remain subject to RBI limits even when permitted.
Does esi.in recommend this NBFC?: No. esi.in publishes educational directory information only—not credit ratings, loan offers, or investment advice.

Disclaimer: RBI list as on June 30, 2024. esi.in (Elevate. Scale. Inspire.) is not affiliated with RBI or Sanghamithra Rural Financial services. Verify registration before financial decisions. Not financial advice.