Can this NBFC accept public deposits?

RBI extract shows public deposit CoR: No. Deposits remain subject to RBI limits even when permitted.

Does esi.in recommend this NBFC?

No. esi.in publishes educational directory information only—not credit ratings, loan offers, or investment advice.

Sera Investments And Finance India Limited (Formerly known as Kapashi Commercial Limited) — RBI NBFC-BL NBFC (ICC)

About this NBFC

Sera Investments And Finance India Limited (Formerly known as Kapashi Commercial Limited) is profiled on esi.in Finance to help Indian learners and households understand RBI-regulated lenders before they borrow or invest. We combine public registration fields with plain-language context—not a loan solicitation.

Investment and Credit Companies (ICC) are the most common NBFC type in India. They primarily lend and invest under RBI prudential norms. Borrowers often meet ICC NBFCs for personal loans, business credit, and vehicle finance.

Compare products using our loans and credit guides and free calculators before you sign any agreement.

Registration snapshot (June 30, 2024)

Legal name

Sera Investments And Finance India Limited (Formerly known as Kapashi Commercial Limited)

Layer

Base Layer NBFCs (NBFC-BL)

NBFC-BL

Classification

ICC

loans and credit

RBI regional office

Ahmedabad

CIN

L51900GJ1985PLC110976

Public deposits CoR

No

Registered address

206, S. F. Ashirwad Paras-1, Near Kantibharwad PMT, Opposite Andaz Party Plot, Makarba Ahmedabad Gujarat 380051

Email (public list)

kapashicommercial1985@gmail.com

What borrowers and investors should check

Live RBI status: Names and layers change—download the current master list on rbi.org.in.
Total cost of credit: Compare APR, processing fee, and foreclosure charges across banks and NBFCs.
Grievance channel: Note the NBFC's nodal officer before you disburse funds.
Credit bureau impact: EMIs usually report to CIBIL/Experian; defaults affect future loans.

Related on ESI Finance

Finance hub Loans And Credit Product guide Ahmedabad list EMI calculator Loan eligibility estimator Prepayment calculator

FAQs

Is Sera Investments And Finance India Limited (Formerly known as Kapashi Commercial Limited) registered with RBI?: Sera Investments And Finance India Limited (Formerly known as Kapashi Commercial Limited) appears on the RBI NBFC-BL list as on June 30, 2024. Status can change—confirm on rbi.org.in before transacting.
What type of NBFC is Sera Investments And Finance India Limited (Formerly known as Kapashi Commercial Limited)?: RBI classifies it as ICC (loans and credit). Investment and Credit Companies (ICC) are the most common NBFC type in India. They primarily lend and invest under RBI prudential norms. Borrowers often meet ICC NBFCs for personal loans, business credit, and vehicle finance.
Can this NBFC accept public deposits?: RBI extract shows public deposit CoR: No. Deposits remain subject to RBI limits even when permitted.
Does esi.in recommend this NBFC?: No. esi.in publishes educational directory information only—not credit ratings, loan offers, or investment advice.

Disclaimer: RBI list as on June 30, 2024. esi.in (Elevate. Scale. Inspire.) is not affiliated with RBI or Sera Investments And Finance India Limited (Formerly known as Kapashi Commercial Limited). Verify registration before financial decisions. Not financial advice.