Can this NBFC accept public deposits?

RBI extract shows public deposit CoR: No. Deposits remain subject to RBI limits even when permitted.

Does esi.in recommend this NBFC?

No. esi.in publishes educational directory information only—not credit ratings, loan offers, or investment advice.

VFS Capital Limited (Formerly Village Financial Services Limited) — RBI NBFC-BL NBFC (MFI)

About this NBFC

VFS Capital Limited (Formerly Village Financial Services Limited) is profiled on esi.in Finance to help Indian learners and households understand RBI-regulated lenders before they borrow or invest. We combine public registration fields with plain-language context—not a loan solicitation.

Microfinance institutions (MFIs) focus on small-ticket loans to low-income households and self-help groups under dedicated RBI regulations.

Compare products using our microfinance guides and free calculators before you sign any agreement.

Registration snapshot (June 30, 2024)

Legal name

VFS Capital Limited (Formerly Village Financial Services Limited)

Layer

Base Layer NBFCs (NBFC-BL)

NBFC-BL

Classification

MFI

microfinance

RBI regional office

Kolkata

CIN

U51109WB1994PLC063746

Public deposits CoR

No

Registered address

F-15, Geetanjali Park, 18/3A, Kumud Ghoshal Road, Ariadaha, North 24 Parganas, West Bengal 700057

Email (public list)

kuldip@village.net.in

What borrowers and investors should check

Live RBI status: Names and layers change—download the current master list on rbi.org.in.
Total cost of credit: Compare APR, processing fee, and foreclosure charges across banks and NBFCs.
Grievance channel: Note the NBFC's nodal officer before you disburse funds.
Credit bureau impact: EMIs usually report to CIBIL/Experian; defaults affect future loans.

Related on ESI Finance

Finance hub Microfinance Product guide Kolkata list EMI calculator Loan eligibility estimator Prepayment calculator

FAQs

Is VFS Capital Limited (Formerly Village Financial Services Limited) registered with RBI?: VFS Capital Limited (Formerly Village Financial Services Limited) appears on the RBI NBFC-BL list as on June 30, 2024. Status can change—confirm on rbi.org.in before transacting.
What type of NBFC is VFS Capital Limited (Formerly Village Financial Services Limited)?: RBI classifies it as MFI (microfinance). Microfinance institutions (MFIs) focus on small-ticket loans to low-income households and self-help groups under dedicated RBI regulations.
Can this NBFC accept public deposits?: RBI extract shows public deposit CoR: No. Deposits remain subject to RBI limits even when permitted.
Does esi.in recommend this NBFC?: No. esi.in publishes educational directory information only—not credit ratings, loan offers, or investment advice.

Disclaimer: RBI list as on June 30, 2024. esi.in (Elevate. Scale. Inspire.) is not affiliated with RBI or VFS Capital Limited (Formerly Village Financial Services Limited). Verify registration before financial decisions. Not financial advice.