Can this NBFC accept public deposits?

RBI extract shows public deposit CoR: No. Deposits remain subject to RBI limits even when permitted.

Does esi.in recommend this NBFC?

No. esi.in publishes educational directory information only—not credit ratings, loan offers, or investment advice.

Goldman Sachs (India) Finance Pvt Ltd (Formerly - Pratham Investments & Trading Pvt. Ltd.) — RBI NBFC-ML NBFC (ICC)

About this NBFC

Goldman Sachs (India) Finance Pvt Ltd (Formerly - Pratham Investments & Trading Pvt. Ltd.) is profiled on esi.in Finance to help Indian learners and households understand RBI-regulated lenders before they borrow or invest. We combine public registration fields with plain-language context—not a loan solicitation.

Investment and Credit Companies (ICC) are the most common NBFC type in India. They primarily lend and invest under RBI prudential norms. Borrowers often meet ICC NBFCs for personal loans, business credit, and vehicle finance.

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Registration snapshot (June 30, 2024)

Legal name

Goldman Sachs (India) Finance Pvt Ltd (Formerly - Pratham Investments & Trading Pvt. Ltd.)

Layer

Middle Layer NBFCs (NBFC-ML)

NBFC-ML

Classification

ICC

loans and credit

RBI regional office

Mumbai

CIN

U67120MH1991PTC063512

Public deposits CoR

No

Registered address

951 A, Rational House, Appasaheb Marathe Marg Prabhadevi, Mumbai City Maharashtra 400025

Email (public list)

Gs-sdc-mumbai@gs.com

What borrowers and investors should check

Live RBI status: Names and layers change—download the current master list on rbi.org.in.
Total cost of credit: Compare APR, processing fee, and foreclosure charges across banks and NBFCs.
Grievance channel: Note the NBFC's nodal officer before you disburse funds.
Credit bureau impact: EMIs usually report to CIBIL/Experian; defaults affect future loans.

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FAQs

Is Goldman Sachs (India) Finance Pvt Ltd (Formerly - Pratham Investments & Trading Pvt. Ltd.) registered with RBI?: Goldman Sachs (India) Finance Pvt Ltd (Formerly - Pratham Investments & Trading Pvt. Ltd.) appears on the RBI NBFC-ML list as on June 30, 2024. Status can change—confirm on rbi.org.in before transacting.
What type of NBFC is Goldman Sachs (India) Finance Pvt Ltd (Formerly - Pratham Investments & Trading Pvt. Ltd.)?: RBI classifies it as ICC (loans and credit). Investment and Credit Companies (ICC) are the most common NBFC type in India. They primarily lend and invest under RBI prudential norms. Borrowers often meet ICC NBFCs for personal loans, business credit, and vehicle finance.
Can this NBFC accept public deposits?: RBI extract shows public deposit CoR: No. Deposits remain subject to RBI limits even when permitted.
Does esi.in recommend this NBFC?: No. esi.in publishes educational directory information only—not credit ratings, loan offers, or investment advice.

Disclaimer: RBI list as on June 30, 2024. esi.in (Elevate. Scale. Inspire.) is not affiliated with RBI or Goldman Sachs (India) Finance Pvt Ltd (Formerly - Pratham Investments & Trading Pvt. Ltd.). Verify registration before financial decisions. Not financial advice.