Indian Railway Finance Corporation Ltd

About this NBFC

Indian Railway Finance Corporation Ltd is profiled on esi.in Finance to help Indian learners and households understand RBI-regulated lenders before they borrow or invest. We combine public registration fields with plain-language context—not a loan solicitation.

Investment Finance Companies deploy capital in securities and long-term assets with RBI oversight distinct from everyday retail loans.

Compare products using our investment finance guides and free calculators before you sign any agreement.

Registration snapshot (June 30, 2024)

What borrowers and investors should check

• Live RBI status: Names and layers change—download the current master list on rbi.org.in.
• Total cost of credit: Compare APR, processing fee, and foreclosure charges across banks and NBFCs.
• Grievance channel: Note the NBFC's nodal officer before you disburse funds.
• Credit bureau impact: EMIs usually report to CIBIL/Experian; defaults affect future loans.

FAQs

Is Indian Railway Finance Corporation Ltd registered with RBI?

Indian Railway Finance Corporation Ltd appears on the RBI NBFC-ML list as on June 30, 2024. Status can change—confirm on rbi.org.in before transacting.

What type of NBFC is Indian Railway Finance Corporation Ltd?

RBI classifies it as IFC (investment finance). Investment Finance Companies deploy capital in securities and long-term assets with RBI oversight distinct from everyday retail loans.

Can this NBFC accept public deposits?

RBI extract shows public deposit CoR: No. Deposits remain subject to RBI limits even when permitted.

Does esi.in recommend this NBFC?

No. esi.in publishes educational directory information only—not credit ratings, loan offers, or investment advice.