Is Spandana Sphoorty Financial Ltd. registered with RBI?

Spandana Sphoorty Financial Ltd. appears on the RBI NBFC-ML list as on June 30, 2024. Status can change—confirm on rbi.org.in before transacting.

Can this NBFC accept public deposits?

RBI extract shows public deposit CoR: No. Deposits remain subject to RBI limits even when permitted.

Does esi.in recommend this NBFC?

No. esi.in publishes educational directory information only—not credit ratings, loan offers, or investment advice.

Spandana Sphoorty Financial Ltd. — RBI NBFC-ML NBFC (MFI)

About this NBFC

Spandana Sphoorty Financial Ltd. is profiled on esi.in Finance to help Indian learners and households understand RBI-regulated lenders before they borrow or invest. We combine public registration fields with plain-language context—not a loan solicitation.

Microfinance institutions (MFIs) focus on small-ticket loans to low-income households and self-help groups under dedicated RBI regulations.

Compare products using our microfinance guides and free calculators before you sign any agreement.

Registration snapshot (June 30, 2024)

Legal name

Spandana Sphoorty Financial Ltd.

Layer

Middle Layer NBFCs (NBFC-ML)

NBFC-ML

Classification

MFI

microfinance

RBI regional office

Hyderabad

CIN

L65929TG2003PLC040648

Public deposits CoR

No

Registered address

Galaxy, Wing B, 16th Floor, Plot No 1, Forming Part of SY No 83/1, Hyderabad Knowledge City, TSSIC, Raidurg, Panmaktha, Serilingampally Manal, Rangareddy Dist, Hyderabad Telangana 500081

Email (public list)

secretarial@spandanasphoorty.com

What borrowers and investors should check

Live RBI status: Names and layers change—download the current master list on rbi.org.in.
Total cost of credit: Compare APR, processing fee, and foreclosure charges across banks and NBFCs.
Grievance channel: Note the NBFC's nodal officer before you disburse funds.
Credit bureau impact: EMIs usually report to CIBIL/Experian; defaults affect future loans.

Related on ESI Finance

Finance hub Microfinance Product guide Hyderabad list EMI calculator Loan eligibility estimator Prepayment calculator

FAQs

Is Spandana Sphoorty Financial Ltd. registered with RBI?: Spandana Sphoorty Financial Ltd. appears on the RBI NBFC-ML list as on June 30, 2024. Status can change—confirm on rbi.org.in before transacting.
What type of NBFC is Spandana Sphoorty Financial Ltd.?: RBI classifies it as MFI (microfinance). Microfinance institutions (MFIs) focus on small-ticket loans to low-income households and self-help groups under dedicated RBI regulations.
Can this NBFC accept public deposits?: RBI extract shows public deposit CoR: No. Deposits remain subject to RBI limits even when permitted.
Does esi.in recommend this NBFC?: No. esi.in publishes educational directory information only—not credit ratings, loan offers, or investment advice.

Disclaimer: RBI list as on June 30, 2024. esi.in (Elevate. Scale. Inspire.) is not affiliated with RBI or Spandana Sphoorty Financial Ltd.. Verify registration before financial decisions. Not financial advice.