My ESI
Your life has context. My ESI keeps it connected.
Your Picture remembers what matters. Journeys help you move toward what you want. ESI Next helps when you need to decide.
Open My ESI How it fits together
Start with one thing. You do not need to build a profile.
How My ESI works
Your Picture remembers what matters. Journeys help you move toward what you want. ESI Next helps when you need to decide.
Your Picture
What ESI remembers and connects.
Journeys
What you're trying to make happen.
ESI Next
Questions, comparisons and what-ifs along the way.
Progress
What actually changed.
Want to buy a home?
Journeys organise the work. Your Picture supplies the context. ESI Next handles the choices.
Your Picture supplies
Money · Career · Investments · Goals
Journey creates
Path · Milestones
ESI Next handles
Buy now or wait · Down payment · What-if
That single path explains more than a list of capabilities.
Tell ESI what you want to make happen
Start a Journey. Your Picture already holds whatever you have chosen to share. ESI Next helps when a choice appears. Add a document later only if it would make the next step clearer.
Start a Journey
Buy a home, change jobs, plan a career — the path and milestones come from what you are trying to make happen.
Open Your Picture
See what ESI remembers and how it connects — career, money, health and goals.
Ask ESI Next
A question, a comparison, or a what-if using only the context that belongs to that decision.
Open My ESI Home
See what may deserve attention, then go deeper only when you need to.
What actually changed
Progress is what actually changed — not a life score. Sample cards below are illustrative. Why am I seeing these? Because something in Your Picture moved, or because a useful fact is still missing.
Home goal
Your target is now 31 months away.
Protection
We don’t yet know enough about your existing life insurance.
Career
Your current resume doesn’t include your latest role.
Retirement
Your EPF information may be out of date.
Useful context should still be your context.
Because My ESI asks for sensitive information, control is part of the product — not a footer line. These four principles are live.
Share progressively
Start with one thing. Nothing is required to look at sample flavour.
Review
See what My ESI has understood before it becomes part of your picture.
Control
Choose which information can be used for which purpose.
Remove
Correct, disconnect or delete information.
More on My ESI
Journeys prove the breadth. These pages stay available if you want more depth.
- Open My ESI
- Journeys
- Your Picture
- ESI Next
- Financial intelligence
- Career intelligence
- Decision intelligence
- How My ESI works
- Retirement planning
- Goal planning
- Finance tools on esi.in
- Career hub
- Health
- Instant Resume
Frequently asked questions
What is My ESI?
Your Picture remembers what matters. Journeys help you move toward what you want. ESI Next helps when you need to decide. Start with one thing — you do not need to complete a profile.
Do I need to upload everything?
No. Start with one thing — a resume, a goal, a statement, a policy or a health report. Add more only when it would make an answer clearer.
What can I add?
Resumes, offer letters, bank or investment statements, insurance policies, health reports, goals, and notes you type yourself. You review what ESI understood before it becomes your context.
How does ESI use my information?
Only for the purposes you permit. Domain views (career, money, health, insurance) stay permissioned. ESI Next uses the slice of context that belongs to the question — not the whole vault.
Can I correct or remove things?
Yes. You can confirm, edit, ignore, later, or delete facts and documents from Privacy & data controls.
What is a Journey?
A Journey is the path toward something you are trying to make happen. Your Picture supplies the context. ESI Next helps with the choices along the way. Progress is what actually changed.
What is ESI Next?
ESI Next helps when you need to decide. Ask a question, compare options, or run a what-if using only the Picture context that belongs to that decision.
Does it replace professional advice?
No. Insights are organisational and educational. Insurance and health views never imply diagnosis or product sale. ESI is not a substitute for a CA, adviser, clinician or lawyer.
Start with one thing.
Tell ESI what you are trying to make happen, or start from one fact in Your Picture. Journeys organise the path. ESI Next helps with the decisions along the way.
You choose what to share.