Support better financial decisions without seeing employees' finances.
Employees can understand liquidity, debt, protection, goals and employer support in a private personal experience.
The problem
Financial wellness products often become a feed of balances back to the employer, or a shop for products.
The decision
What should I understand or do about saving, protection, a home, or retirement — and who, if anyone, should see that?
How it works
- Start from questions and public explainers. Bank statements are optional, not required.
- Employer benefits appear when they are relevant and published.
- A lender, insurer, or adviser appears only when the employee asks to explore that option.
- Live regulated handoffs wait for the right operating framework.
What the organisation sees
Aggregate programme use, if a programme exists. Not balances, debts, holdings, or salary splits.
What stays private
The financial picture in My ESI, and the questions asked of ESI Next.
The employee pilot is a private snapshot. Regulated product handoffs stay off. The employer page does not show balances.
Explore. Select. Innovate.